A few months ago, I hit a wall. As a young professional living in New Zealand, I thought I had everything under control—until I realised that my debt was spiralling out of hand. Credit cards, personal loans, and the occasional overdue bill had piled up, and I was struggling to keep up with payments. It felt like I was on a hamster wheel, running fast but going nowhere. That’s...

  When I first came to New Zealand for work, I had high hopes for my new life—fresh opportunities, new experiences, and, of course, the chance to travel around the country. What I didn’t anticipate was how easily debt would sneak up on me. Before I knew it, I had a mix of student loans, credit card balances, and personal loans. At first, I thought I had everything under...

  A few years ago, I found myself tangled in a web of debt—multiple credit cards, personal loans, and a few other financial obligations. Managing all these debts was a daily struggle, and my stress levels were through the roof. It was during this challenging period that I discovered the benefits of consolidating debt in New Zealand. How to consolidate debt in nz transformed my...